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Bolton and District Hospital Saturday Council   t/a UK Healthcare

Policy Summary

This policy is purely administered by UK Healthcare which is the trading name of Bolton and District Hospital Saturday Council. UK Healthcare is an Appointed Representative of Westfield Contributory Health Scheme Ltd.

The underwriter is Westfield Contributory Health Scheme Ltd (WCHS Ltd) and is registered in England & Wales company no. 303523. Westfield Health is the trading name of WCHS Ltd and is authorised by the Prudential Regulation Authority (PRA) and regulated by Financial Conduct Authority (FCA) and the PRA. The financial services registration number is 202609. The registered office is Westfield Hours, 60 Charter Row, Sheffield, S1 3FZ.

Details of FCA/PRA registrations can be found by accessing the Financial Services Register online or by calling the FCA on 0800 111 6768.

Key Features and Benefits

Unless otherwise noted in the table of benefits, all claims are paid at 100% of actual costs incurred up to the maximum benefit available, as detailed on the reverse of your welcome letter. The price you pay is also shown on this table, which includes insurance premium tax. We reserve the right to amend contribution and benefit rates only after providing you with one month’s written notice.

Membership commences on approval of your application. This represents the date on which your contract is concluded and the date from which you have 14 days to cancel without obligation. Any qualifying period that applies prior to you being eligible to claim is clarified in your welcome letter. The policy is renewed on an ongoing monthly basis. We will not re-issue you with a full policy document at every renewal.

Limitations and Exclusions

You cannot claim for any pre-existing medical conditions (excluding dental and optical cover).If you have suffered symptoms of a medical condition prior to joining you will not be able to claim for this or any other related medical condition.

Existing members who upgrade to a higher level of cover will have benefits for medical conditions originating after joining, and prior to upgrading, paid at the lower benefit level. All claims must relate to a medical condition and be submitted within three months of treatment.

Claiming

To claim follow the simple steps detailed under “Make a Claim” to submit your claim on line. You may also download a claim form from this website or telephone 01204 522775 to request one.

Complaints

The underwriter is Westfield Contributory Health Scheme Ltd (WCHS Ltd) and is registered in England & Wales company no. 303523. Westfield Health is the trading name of WCHS Ltd and is authorised by the Prudential Regulation Authority (PRA) and regulated by Financial Conduct Authority (FCA) and the PRA. The financial services registration number is 202609. The registered office is Westfield Hours, 60 Charter Row, Sheffield, S1 3FZ.

Details of FCA/PRA registrations can be found by accessing the Financial Services Register online or by calling the FCA on 0800 111 6768.

 

Statement of Demands and Needs

The healthcare cash plan is suitable for you if you are concerned about the cost of everyday health expenses and want assistance when they occur. We will not make a recommendation as to which policy or level of cover is appropriate for you but we may explain the key features, benefits, costs and terms of the policy to you. By signing an application form you accept that no advice has been given by us and that the choice of policy is solely your decision.

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