The Mercian Trust

Budget Towards Your Everyday Healthcare Costs With UK Healthcare

Claim 100% of the cost (up to policy limits)

The Mercian Trust will provide you, subject to eligibility, with a healthcare cash plan from UK Healthcare to help cover your “day to day” healthcare expenditure, such as optical and dental bills. Once you have completed treatment in respect of any of the benefits provided, you can claim back 100% of the cost, up to agreed policy limits.

The scheme itself is fully funded by the Trust, at level one, for all eligible employees. All eligible employees will have the option to upgrade to a higher level of cover and additional family members / partners can be added to the scheme at a discounted cost, payable by you. All additional payments will be collected by payroll deduction.

At UK Healthcare we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK Healthcare policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and you can even cover up to five dependent children, up to their twenty fourth birthday, free of charge.

Please take a look below at the categories of healthcare provided by a UK Healthcare policy. With no need for a medical and all pre-existing conditions fully covered, you can start making claims straightaway with effect from the policy start date. All claims must be submitted within 6 months of the relevant treatment date.

Level
1 		Level 2 Level 3 Level 4 Level 5
Employee Monthly Premium Trust Funded £15.00 £25.00 £35.00 £45.00
Partner Monthly Premium £10.00 £20.00 £30.00 £40.00 £50.00
Benefit Payback Level
1		 Level 2 Level 3 Level 4 Level 5
Dental
Includes check ups, fillings, hygienist fees, x-rays and dentures		 100% £75 £110 £150 £200 £275
Dental Accidents
For dental injury as a direct result of accidental impact		 100% £300 £400 £600 £800 £1,000
Optical
Includes eye tests, glasses, contact lenses, repairs and laser eye surgery		 100% £75 £110 £150 £200 £275
Health Screening
Well man/woman screening and all screening that helps prevent an illness		 100% £100 £130 £150 £200 £300
Specialist Consultation
Covers diagnostic consultations and tests recommended by your GP 		 100% £300 £300 £300 £400 £600
Wellbeing  (Physiotherapy/Osteopathy/Chiropractic/Acupuncture)
Covers treatment by a registered practitioner		 100% £200 £250 £300 £350 £400
Chiropody
Covers treatment by a chiropodist or podiatrist		 100% £50 £100 £150 £200 £250
Maternity/Paternity/Adoption
(6 month qualifying period) A single payment per child born or adopted		 100% £200 £225 £250 £275 £300
Hospital In Patient
A daily/nightly allowance for any NHS or private Hospital admission		 Up to 20 nights £20 £25 £30 £35 £40
Prescriptions
The number of standard prescription items that can be claimed		 – 2 2 3 4 5
Discounted Gym / Spa Membership
Services provided by a third party		 Access to special discounted rates
Savings on holidays, theme parks, attractions and Retail Discounts
Services provided by a third party		 Access to special membership rates
Confidential Counselling Helplines
Helpline services provided by a third party		 Anytime support for legal issues, medical problems, counselling & ID theft
Face to Face Counselling
Counselling services provided by a third party		 6 x Face to Face Counselling sessions
Doctorline GP Service
Services provided by a third party		 Unlimited access to a practicing NHS GP
Worldwide Cover Up to
28 days		 Cash plan benefits extend to trips abroad