Love Energy Savings

Budget Towards Your Everyday Healthcare Costs With UK Healthcare


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  • Upgrade, Add Partner/Children

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  • Terms and Conditions

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  • Insurance Product Information Document

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Love Energy Savings has partnered with UK Healthcare to provide you with a corporate healthcare cash plan scheme, to help cover your “day to day” healthcare expenditure, such as optical and dental bills. Once you have completed treatment in respect of any of the benefits provided, you can claim back 100% of the cost, up to agreed policy limits.

The scheme itself is fully funded by the company at various amounts dependent on length of service as below:

·         0 – 2 years’ service:                           Love Energy Savings will contribute 50% of the premiums for Level 1 cover

·         2 years + service:                               Love Energy Savings will contribute 100% of the premiums for Level 1 cover

All eligible employees over the two years’ service will be automatically enrolled and you will receive a full welcome pack including policy certificate and full terms and conditions. You will each also have the option to include your Partner at a discounted rate, payable by you and at the same time you can also include your children’s details (up to 4 children per adult, up to the age of 24) who will be covered absolutely free of charge.

The scheme shall commence on 1st May 2020, with all employees who have between 0 – 2 years’ service now also having the option to sign up by contributing 50% of the costs. All Children will continue to be free of charge on both policies regardless and any premiums taken will be via Payroll Deduction.

At UK Healthcare we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK Healthcare policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and on either policy you can cover up to four dependent children, up to their twenty fourth birthday, free of charge.

Please take a look below at the categories of healthcare provided by a UK Healthcare policy. With no need for a medical and all pre-existing conditions fully covered, you can start making claims straightaway with effect from the policy start date. All claims must be submitted within 3 months of the relevant treatment date.

Level 2 Level 3 Level 4 Level 5
Employee Monthly Premium  £2.15 £9.82 £18.82 £27.82 £42.82
One Additional Partner Monthly Premium  £5.50 £12.00 £21.00 £30.00 £45.00
Benefit Payback Level
Level 2 Level 3 Level 4 Level 5
Includes check ups, fillings, hygienist fees, x-rays and dentures
100% £60 £110 £150 £200 £275
Dental Accidents
For dental injury as a direct result of accidental impact
100% £200 £400 £600 £800 £1,000
Includes eye tests, glasses, contact lenses, repairs and laser eye surgery
100% £60 £110 £150 £200 £275
Health Screening
Includes well man/woman screening and all screening that helps prevent an illness
100% £100 £130 £150 £200 £300
Specialist Consultation
Covers diagnostic consultations and tests
100% £200 £260 £300 £400 £600
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture)
Covers treatment by a registered practitioner
100% £150 £280 £370 £500 £750
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy)
Covers treatment by a registered practitioner
100% £50 £100 £150 £200 £250
Covers treatment by a chiropodist or podiatrist
100% £20 £50 £100 £150 £200
Hospital In Patient
A nightly allowance for any NHS or private hospital admission
Up to
28 nights
£10 £15 £20 £30 £50
Day Case
A daily allowance for day care admissions
Up to
10 visits
£10 £15 £20 £30 £50
Hospital Parental Stay
A nightly allowance for one parent accompanying a child covered by the policy
Up to
28 nights
£10 £15 £20 £30 £50
The number of standard prescription items that can be claimed (excludes annual prescriptions)
1 2 3 4 5
Savings on spas, gyms, holidays, theme parks and attractions
Services provided by a third party provider
Access to special membership rates
Confidential Counselling Helplines
Helpline services provided by a third party provider
Anytime support for legal issues, medical problems, counselling & ID theft
Worldwide Cover Up to
28 days
Cash plan benefits extend to trips abroad