Chelmsford City Council

Budget Towards Your Everyday Healthcare Costs With UK Healthcare

Claim 100% of the cost (up to policy limits)

From 1st April 2015, Chelmsford City Council will provide you, subject to eligibility, with a healthcare cash plan from UK Healthcare to help cover your “day to day” healthcare expenditure, such as optical and dental bills. Once you have completed treatment in respect of any of the benefits provided, you can claim back 100% of the cost, up to agreed policy limits.

The scheme itself is fully funded by the Council, at level one, for all eligible employees . All eligible employees will have the option to upgrade to a higher level of cover and additional family members / partners can be added to the scheme at a discounted cost, payable by you. All additional payments will be collected by payroll deduction.

At UK Healthcare we believe that you shouldn’t have to worry about cost when it comes to your health. As a UK Healthcare policyholder you can enjoy the peace of mind of knowing that you’re covered towards these costs and more. Anyone aged 18 – 70 can take out a policy and you can even cover up to five dependent children, up to their twenty fourth birthday, free of charge.

Please take a look below at the categories of healthcare provided by a UK Healthcare policy. With no need for a medical and all pre-existing conditions fully covered, you can start making claims straightaway with effect from the policy start date. All claims must be submitted within 3 months of the relevant treatment date.

Level 2 Level 3 Level 4 Level 5
Employee Monthly Premium Council Funded £7.67 £16.67 £25.67 £40.67
Partner Monthly Premium £5.50 £12.00 £21.00 £30.00 £45.00
Benefit Payback Level
Level 2 Level 3 Level 4 Level 5
Includes check ups, fillings, hygienist fees, x-rays and dentures
100% £80 £110 £150 £200 £275
Dental Accidents
For dental injury as a direct result of accidental impact
100% £200 £400 £600 £800 £1,000
Includes eye tests, glasses, contact lenses, repairs and laser eye surgery
100% £80 £110 £150 £200 £275
Health Screening
Well man/woman screening and all screening that helps prevent an illness
100% £100 £130 £150 £200 £300
Specialist Consultation
Covers diagnostic consultations and tests recommended by your GP (Also includes – MRI, CT & PET Scanning)
100% £250 £275 £300 £400 £600
Wellbeing (Physiotherapy/Osteopathy/Chiropractic/Acupuncture)
Covers treatment by a registered practitioner
100% £250 £300 £370 £500 £750
Complementary Therapies (Homeopathy/Reflexology/Aromatherapy)
Covers treatment by a registered practitioner following GP referral
100% £150 £200 £250 £300 £350
Covers treatment by a chiropodist or podiatrist
100% £100 £150 £200 £250 £300
Accidental Death (adult only) 100% £1,000 £1,000 £1,000 £1,000 £1,000
Discounted Gym / Spa Membership
Services provided by Incorpore Ltd
Access to special discounted rates
Savings on holidays, theme parks, attractions and Retail Discounts
Services provided by Incorpore Ltd
Access to special membership rates
Confidential Counselling Helplines
Helpline services provided by Health Assured Limited.
Anytime support for legal issues, medical problems, counselling & ID theft
Worldwide Cover Up to
28 days
Cash plan benefits extend to trips abroad