If you’ve already bought your family all the knitted jumpers and socks they’ll ever need (and you probably have) why not opt for something more thoughtful this Christmas? Why not treat them to the gift of better health and wellbeing?

For less than £2 per week, you can purchase an individual or senior health cash plan, which can be used to claim back the cost of a wide variety of medical expenses, like dental and optical checkups, health screenings, hospital stays, prescriptions and much more; up to generous policy limits.

Paying for all of these treatments, along with a wide variety of wellbeing therapies and consultations would cost a small fortune. That’s why more people than ever are using health cash plans to manage their healthcare costs. They can also access confidential telephone counselling, if times are tough, or get money off a gym membership just in time for their New Year’s Resolutions.

In the run up to Christmas, you could spend hours trawling department stores for their next knitted bits and bobs. But it only takes a few minutes to apply for a health cash plan which can used to cover you, your partner and up to four children. If you’re from a bumper family, further children can be added at a manageable extra cost.

Nobody really knows what 2015 will hold, but a health cash plan will give you and your family the peace of mind that unexpected medical bills won’t cause unnecessary difficulties.